Privacy Policy

1. Information We Collect

At FinGoal, we collect information that you provide directly to us when you create an account, use our services, or communicate with us. This includes your name, email address, financial goals, budget information, and asset data that you choose to input into our platform.

We also automatically collect certain information about your device and how you interact with our services, including IP address, browser type, operating system, and usage patterns to improve our platform and provide better service.

2. How We Use Your Information

We use the information we collect to provide, maintain, and improve our services, including to process your financial data, generate insights and recommendations, track your progress toward financial goals, and personalize your experience on our platform.

Your financial information is used solely for the purpose of providing you with budget planning, goal tracking, and asset management services. We do not sell your personal financial data to third parties.

3. Data Security

We implement industry-standard security measures to protect your personal and financial information. This includes encryption of data in transit and at rest, secure authentication protocols, and regular security audits.

While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but are committed to protecting your data to the best of our ability.

4. Information Sharing

We do not share your personal financial information with third parties except in the following circumstances: with your explicit consent, to comply with legal obligations, to protect our rights and safety, or with service providers who assist in operating our platform under strict confidentiality agreements.

5. Your Rights and Choices

You have the right to access, update, or delete your personal information at any time through your account settings. You may also request a copy of your data or ask us to stop processing your information by contacting our support team.

You can opt out of promotional communications at any time by following the unsubscribe instructions in those messages or by updating your communication preferences in your account settings.

6. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You can control cookie preferences through your browser settings, though some features may not function properly if cookies are disabled.

For more detailed information about the cookies we use, please refer to our Cookie Policy.

7. Advertising and Third-Party Services

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website and other websites on the Internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.

Google AdSense and DoubleClick Cookie: Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our site and other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

We may also use other third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.

8. Analytics

We use Google Analytics to analyze the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered is used to create reports about the use of our website.

Google's privacy policy is available at: https://policies.google.com/privacy. You can opt out of Google Analytics by installing the Google Analytics opt-out browser add-on.

9. Children's Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us so that we can delete such information.

10. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA). These include the right to know what personal information we collect, the right to delete your personal information, and the right to opt-out of the sale of your personal information.

We do not sell personal information. To exercise your rights under CCPA, please contact us using the information provided below.

11. GDPR Rights (European Users)

If you are located in the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). These include the right to access, rectify, or erase your personal data, the right to restrict or object to processing, and the right to data portability.

To exercise these rights, please contact us using the information provided below. You also have the right to lodge a complaint with a supervisory authority.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date.

13. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at privacy@fingoal.com or through our contact page.