Terms of Service

1. Acceptance of Terms

By accessing and using FinGoal's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this platform.

These terms apply to all users of the platform, including visitors, registered users, and any other individuals who access or use our services.

2. Use License and Restrictions

FinGoal grants you a limited, non-exclusive, non-transferable license to access and use our platform for personal financial planning purposes. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information or services obtained from our platform.

You agree not to use the platform for any unlawful purpose, to violate any laws, or to infringe upon the rights of others. Unauthorized use may result in termination of your account and legal action.

3. User Accounts and Responsibilities

To access certain features of our platform, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete. You must notify us immediately of any unauthorized use of your account.

4. Financial Information Disclaimer

FinGoal provides tools for financial planning and tracking but does not provide financial advice. The information and tools provided on our platform are for informational purposes only and should not be considered as professional financial, investment, or tax advice.

You should consult with qualified financial professionals before making any financial decisions. We are not responsible for any financial losses or damages resulting from your use of our platform or reliance on the information provided.

5. Data Accuracy and User Responsibility

While we strive to provide accurate calculations and insights, you are responsible for verifying the accuracy of all financial data you input into the platform. FinGoal is not liable for errors in calculations or projections based on incorrect or incomplete data provided by users.

6. Limitation of Liability

To the fullest extent permitted by law, FinGoal shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our services.

Our total liability to you for all claims arising from or related to the use of our services shall not exceed the amount you paid to us in the twelve months preceding the claim.

7. Service Modifications and Termination

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice. We may also terminate or suspend your account and access to our services at our sole discretion, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

8. Intellectual Property

All content, features, and functionality on our platform, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of FinGoal and are protected by copyright, trademark, and other intellectual property laws.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts located in the United States.

10. Changes to Terms

We reserve the right to update or modify these Terms of Service at any time. We will notify users of any material changes by posting the updated terms on our website. Your continued use of the platform after such changes constitutes acceptance of the new terms.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at legal@fingoal.com or through our contact page.